About RFS Financial & Insurance Solutions

Welcome to RFS Financial

At RFS Financial & Insurance Solutions, We are dedicated to providing individually tailored financial strategies. We provide a full range of financial planning, Insurance, retirement, small business and investment strategies. Our philosophy is to build client relationships through our commitment to provide exceptional guidance and service. 

PHILOSOPHY:

I understand that there are few things in life that bring more satisfaction and comfort to an individual than financial peace and stability. My planning takes a proactive approach to managing risk in both good and challenging markets. I take a holistic view of my client's entire financial picture and incorporate features to better prepare them for the unpredictable. My approach integrates low risk; low volatility investment and protection strategies together with tax advantaged planning to create the greatest positive impact on their long-term financial picture. This method of managing money, assets and protection helps clients take no more risk than is necessary to grow wealth and accomplish their investment and retirement goals.

STRATEGY:

I find that many clients have created their financial portfolio without a defined strategy. Their portfolio might not be utilizing the most tax efficient strategies, asset allocation might not be consistent with their propensity for risk, or they may have significant overlap of stocks in their portfolio. I will assist you in planning for your financial future by starting with a strategy. I help you determine and prioritize your goals and objectives, Once your particular needs are uncovered, we then design a comprehensive strategy using all available methods to meet those objectives. When complete, I can offer the appropriate financial products and services from a variety of providers. This open architecture separates me as your trusted financial professional.

INDEPENDENT: Certified Financial Planner™ professional

You deserve personal attention and independent, comprehensive financial advice. You always come first: the focus is on your goals & your financial security. When you work with us, you're working with someone without the constraints of proprietary products, minimums, pressure or hidden agendas. As an 'independent' financial planner, my focus is on providing client's with ongoing consultation and support along with periodic financial reviews. I work with clients by building long-term relationships based upon honesty and mutual respect, while acting in their best interest at all times to help them achieve their financial goals.

PROCESS: 

First and most importantly, we offer you objective trusted advice and will disclose any possible conflicts of interest. This allows us to provide options and select products with only your best interest in mind. Our process is to:  Establish goals, Gather the information necessary to provide accurate feedback, Access your goals and financial situation, Present options and a strategy, Implement that strategy and Review on an on-going bases to make sure you remain on track.  

Whether you are an individual, business owner, professional or retiree and concerned about protection for your family or business, mitigating or eliminating market risk with diversified investment strategies, generating income, a comfortable retirement or wealth preservation, I'll design a customized financial strategy to help you reach your financial goals.

To discuss how I may help you, your family or your business address your financial concerns, take advantage of a complementary no -obligation consultation, please send an email or call me at 973-285-1040.



CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP (with flame logo)® are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

Have a Question - How can we help? Email or Call 973-285-1040

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