LONG TERM CARE SOLUTIONS

Long-term care insurance—Unfortunately, you or someone you love may someday need long-term care. Long-term care (LTC) insurance can help you absorb this risk and protect your family's assets in light of the rising costs of nursing home care, assisted living care, and home care.

Home healthcare can cost $50,000 or more per year, and nursing home care can run as high as $80,000 or higher—does your retirement plan account for this large a number? Twice that for a married couple?

Consider that you have to exhaust all of your financial means before Medicaid will pay for long-term care. And neither your group nor major medical insurance will cover long-term care.

There are a number of alternative asset based and life insurance based long term care solutions today in addition to traditional LTC coverage plans.
We can help evaluate your situation and determine if purchasing a long-term care insurance policy is the right move to insure your future. Then, if it might make sense for you, we'll discuss the many options available to see which strategy would fit best into your financial and retirement situation.  

Call or email us to discuss your financial concerns or to get an insurance quote. We look forward to working with you...973-285-1040

CONTACT

Al.Ragovin@RFSfinancialsolutions.com